Mortgage Solutions for Every Stage of Life
Explore Our Loan Options Today
Whether you're buying your first home, refinancing, or growing your investment portfolio, Keystone Mortgage Group delivers tailored loan solutions to meet your unique goals.
Personalized Mortgage Services Built Around You
Whether you need a conventional loan for a primary residence, a jumbo loan for a luxury property, or you're exploring government-backed FHA and VA loans, we’re here to guide you through every step. We also specialize in investment property financing—from DSCR and short-term rentals to PadSplit models and more—helping you maximize returns with creative strategies.
We’re here to guide you with personalized mortgage solutions designed to fit your unique journey and long-term goals.
Conventional & Jumbo Loans
We offer flexible conventional and jumbo loan options for purchasing or refinancing primary residences, second homes, or investment properties—each with competitive terms to match your financial profile.
Conventional Loans: Ideal for borrowers seeking standard financing within conforming loan limits. Competitive rates, flexible terms, and a variety of down payment options.
Jumbo Loans: Tailored for high-value properties exceeding conforming limits. Offers more borrowing power with flexible underwriting for well-qualified buyers.
Available for primary homes, second homes, and investment properties
Fixed-rate and adjustable-rate options
Find the Right Loan for Your Property Today!
FHA & VA Loans
We help first-time buyers and eligible service members take advantage of government-backed loans with favorable terms, lower barriers to entry, and built-in financial benefits.
FHA Loans: Backed by the Federal Housing Administration, designed for buyers with lower credit or smaller down payments. Great for first-time homebuyers.
VA Loans: Exclusive to veterans, active-duty service members, and eligible spouses. Zero down payment, no PMI, and competitive interest rates.
Easier qualification standards and flexible guidelines
Assistance with certificate of eligibility (VA only)
Great refinance options (FHA Streamline and VA IRRRL)
See if You Qualify for FHA or VA Benefits Today!
Investment Property Loans (DSCR, Short-Term Rentals, PadSplit)
Whether you're financing your first rental property or scaling your portfolio, we offer specialized investor loan solutions that prioritize property performance over personal income.
DSCR Loans: Approval based on property cash flow, not borrower income. Ideal for full-time investors or those with complex income structures.
Short-Term Rental Loans: Flexible financing for Airbnb, VRBO, and vacation rental properties.
PadSplit Loans: Designed for co-living and room-by-room rental models to maximize income per square foot.
Minimal documentation, faster closings
Options for LLC or personal borrower structure
Fund Your Next Investment Property with Ease!
Self-Employed & Bank Statement Loans
We help self-employed borrowers, independent contractors, and small business owners get approved using bank statements and other alternative income documentation.
Bank Statement Loans: Use 12–24 months of business or personal statements to qualify—no tax returns required
Alternative Documentation: Profit & loss-only programs, 1099 income, asset depletion options
Designed for freelancers, entrepreneurs, and real estate professionals
Available for purchases, cash-out refis, or investment properties
Get Approved Without Tax Returns—Apply Today!
Take the First Step Toward Financing
At Keystone Mortgage Group, we offer expert mortgage solutions designed to meet your unique needs—whether you’re buying, refinancing, or investing. Let us simplify the process and help you reach your real estate goals.